Optima has put together a Multiple Employer Trust to allow our clients access to our Group Whole Life Insurance program. Guarantee Issue Cash Value Whole Life Insurance to protect your loved ones. Call us today to get started.

Mass Mutual Whole Life insurance is available to all employees of Optima clients.

Available at initial enrollment:

  • Individual Coverage up to age 75, actively working employees
  • Guaranteed issue up to $100,000 with NO underwriting
  • Purchase minimum of $10,000, then always have the option to purchase up to $100,000 with NO underwriting

Enroll Today

Ready to Enroll?

Complete the census template below with ALL eligible employee information.

EE Login

Optima Group Whole Life Benefits

  • Builds guaranteed cash value
  • Guaranteed paid Life Insurance after 3 years
  • NO GROUP Administration– All Billing and enrollment will be handled ONLINE ONLY
  • ONLINE ONLY – No Group Bill- Employees pay direct to Mass Mutual
  • Employees can enroll up to $250,000 with simplified Underwriting.
  • Coverage Available for Spouses and Dependents up to $25,000
  • Premiums NEVER Increase

Employee Monthly Rate Sheet

Mass Mutual Whole Life Brochure

Mass Mutual Group Insurance Proposal

Mass Mutual Census Template

Thank you for considering Optima Benefits Group for your life insurance needs. Our service is designed to offer you peace of mind, ensuring that you and your loved ones are financially protected. For more information on how we can help you find the right life insurance plan, please do not hesitate to contact us.

Join the multitude of businesses in Rochester, NY and beyond that trust Optima Benefits Group for their employee benefits and payroll needs.

Call us at 585-506-4000 or email us through our secure contact page to learn how we can help your business grow and succeed.